All Checking Accounts Feature:

• Debit Card
• Online Banking
• Bill Pay
• Mobile Banking
• eStatements

Bank rules and regulations apply. Other fees such as overdraft charges, return charges, etc. may apply. Request our Account Related Charges Disclosure for details.

Choice Business Checking

An excellent choice for most businesses.

• Minimum opening deposit – $50
• Monthly statement with check images
• Service charge
  • There is a $6 service charge per statement cycle
    • You can receive a $6 credit if there are 3 or more Visa debit card point of sale (POS) transactions (excluding ATM transactions) that post and settle per statement cycle
  • The first 300 total items at no charge, $.30 per item thereafter per statement cycle
• Interest
  • This account does not earn interest
• Miscellaneous
  • $1,000 service charge per statement cycle for any activity related to Money Service Business or Check Cashing
  • $200 service charge per statement cycle for any activity relating to managing a privately owned ATM

Business Interest Checking

Earn interest in addition to having a fully-functioning business account.

• Minimum opening deposit – $50
• Monthly statement with check images
• Service charge
  • There is a $5 service charge per statement cycle
  • 15¢ per debit item charge per statement cycle (excluding electronic debits)
  • 10¢ earnings credit for each $100 average daily balance will be calculated towards the per item charge per statement cycle. If the credit amount exceeds the per debit item charge, the credit will not be applied to the service charge. If the credit amount is less than the per debit item charge, the difference will be added to the basic service charge.
• Interest
  • This account does earn interest
• Miscellaneous
  • $1,000 service charge per statement cycle for any activity related to Money Service Business or Check Cashing
  • $200 service charge per statement cycle for any activity relating to managing a privately owned ATM

Choice Account Analysis

Tailored account for commercial customers with higher dollar and transaction volumes.

For more information regarding this account contact a Banker.

Choice NOW Checking

A great choice for gaining interest on your daily balance.

• Minimum opening deposit – $50
• Monthly statements with check images
• Limitations – Available for Sole Proprietors, Governmental Units, and certain types of Not for Profit organizations. Business entities, including Corporations, Partnerships, Associations, Estates, Business Trusts and LLCs are NOT eligible.
• Service charge
  • There is a $6 service charge per statement cycle if the average daily balance falls below $1,200
  • 20¢ per debit item greater than 25 per statement cycle (excluding electronic debits)
• Interest
  • To earn interest, you must have a minimum average daily balance of $1,200

All Savings & Money Market Accounts Feature:

• Online Banking
• Mobile app with Mobile Deposit
• eStatements

Choice Statement Savings

A perfect account for those looking to establish or continue growing their savings portfolio.

• Minimum opening deposit – $50
• Quarterly statement without images
• Available to all businesses
• Service charge
  • There is a $7.50 per quarter service charge if the daily balance falls below $250 on any day of the quarter
  • $3 service charge for each over the counter debit greater than 6 per quarterly statement cycle
• Interest
  • You must maintain a minimum balance of $250 each day to earn interest
• Limitations
  • You may not make any withdrawals by check, draft or debit card
• Miscellaneous
  • $10 fee if account is closed within 6 months of opening
  • ATM card available

Choice Money Market Deposit Account

An account for the experienced saver; an excellent choice for high-balance savings.

• Minimum opening deposit – $50
• Monthly statement with images
• Available to all businesses
• Service charge
  • $10 service charge per statement cycle if the average daily balance falls below $2,500
  • $8 per debit item greater than 6 per statement cycle
• Interest
  • Must have an average daily balance or $2,500 per statement cycle to earn interest
• Miscellaneous
  • ATM/Debit card available

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